A: Understanding how to fund domestic assistance can often feel confusing due to multiple options, eligibility criteria, and wait times.
To simplify things, we've outlined the three main funding pathways below, along with clear advantages, potential disadvantages, average wait times, and steps to access each one.

1. Private Funding
Private funding enables you to pay directly for domestic assistance, allowing immediate implementation tailored exactly to your requirements.
Advantages
- Immediate access (no wait times)
- Get all of the cleaning services you want and need
Potential Disadvantages
Average Wait Time
Steps to Access Private Funding
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Identify your cleaning and maintenance needs
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Contact your preferred home care provider
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Obtain a quote and arrange cleaning directly
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Pay out-of-pocket for immediate completion
2. Home Care Package (HCP) Funding
Home Care Packages provide government-funded assistance to older Australians requiring higher levels of care to safely continue living at home.
Advantages
Potential Disadvantages
Average Wait Time
Steps to Access Home Care Package Funding:
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Contact My Aged Care to request an assessment
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Complete an in-home assessment by the Aged Care Assessment Team (ACAT)
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Receive your assessment outcome and assigned package level (Level 1–4)
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Enter the national priority queue to await funding
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Once funding is allocated, engage your preferred home care provider
3. Commonwealth Home Support Programme (CHSP)
CHSP provides entry-level government-funded support for essential home modifications to assist older Australians with minimal to moderate needs.
Advantages
Potential Disadvantages
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Limited scope of services and funding
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Generally only covers basic home care services
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Funding limitations may require out-of-pocket contributions to get the level of cleaning and care you want
Average Wait Time
Steps to Access CHSP Funding
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Contact My Aged Care for initial screening
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Undergo a brief home assessment to confirm eligibility
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Receive approval and referrals to local CHSP providers
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Contact your referred provider to organise domestic assistance
For personalised assistance or further guidance, please contact our team directly on 1800 778 767.